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What am I doing wrong?
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Okay, I’m tired of beating around the bush. I’m a beautiful (spectacularly beautiful) 25 year old girl. I’m articulate and classy. I’m not from New York. I’m looking to get married to a guy who makes at least half a million a year. I know how that sounds, but keep in mind that a million a year is middle class in New York City , so I don’t think I’m overreaching at all.
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Are there any guys who make 500K or more on this board? Any wives? Could you send me some tips? I dated a business man who makes average around 100 – 150. But that’s where I seem to hit a roadblock. 150,000 won’t get me to central park west. I know a woman in my yoga class who was married to an investment banker and lives in Tribeca, and she’s not as pretty as I am, nor is she a great genius. So what is she doing right? How do I get to her level?
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Here are my questions specifically:
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– Where do you single rich men hang out? Give me specifics- bars, restaurants, gyms
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-What are you looking for in a mate? Be honest guys, you won’t hurt my feelings
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-Is there an age range I should be targeting (I’m 25)?
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– Why are some of the women living lavish lifestyles on the upper east side so plain? I’ve seen really ‘plain jane’ boring types who have nothing to offer married to incredibly wealthy guys. I’ve seen drop dead gorgeous girls in singles bars in the east village. What’s the story there?
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– Jobs I should look out for? Everyone knows – lawyer, investment banker, doctor. How much do those guys really make? And where do they hang out? Where do the hedge fund guys hang out?
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– How you decide marriage vs. just a girlfriend? I am looking for MARRIAGE ONLY
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Please hold your insults – I’m putting myself out there in an honest way. Most beautiful women are superficial; at least I’m being up front about it. I wouldn’t be searching for these kind of guys if I wasn’t able to match them – in looks, culture, sophistication, and keeping a nice home and hearth.
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_______________________________
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THE ANSWER
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Dear Pers-:
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I read your posting with great interest and have thought meaningfully about your dilemma. I offer the following analysis of your predicament. Firstly, I’m not wasting your time, I qualify as a guy who fits your bill; that is I make more than $500K per year. That said here’s how I see it.
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Your offer, from the prospective of a guy like me, is plain and simple a crappy business deal. Here’s why. Cutting through all the B.S., what you suggest is a simple trade: you bring your looks to the party and I bring my money. Fine, simple. But here’s the rub, your looks will fade and my money will likely continue into perpetuity…in fact, it is very likely that my income increases but it is an absolute certainty that you won’t be getting any more beautiful!
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So, in economic terms you are a depreciating asset and I am an earning asset. Not only are you a depreciating asset, your depreciation accelerates! Let me explain, you’re 25 now and will likely stay pretty hot for the next 5 years, but less so each year. Then the fade begins in earnest. By 35 stick a fork in you!
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So in Wall Street terms, we would call you a trading position, not a buy and hold…hence the rub…marriage. It doesn’t make good business sense to "buy you" (which is what you’re asking) so I’d rather lease. In case you think I’m being cruel, I would say the following. If my money were to go away, so would you, so when your beauty fades I need an out. It’s as simple as that. So a deal that makes sense is dating, not marriage.
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Separately, I was taught early in my career about efficient markets. So, I wonder why a girl as "articulate, classy and spectacularly beautiful" as you has been unable to find your sugar daddy. I find it hard tobelieve that if you are as gorgeous as you say you are that the $500K hasn’t found you, if not only for a tryout.
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By the way, you could always find a way to make your own money and then we wouldn’t need to have this difficult conversation.
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With all that said, I must say you’re going about it the right way. Classic "pump and dump."<br />I hope this is helpful, and if you want to enter into some sort of lease, let me know.
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____________ <br />Rob Campbell <br />J.P.Morgan <br />Diversified Industrials Investment Banking <br />277 Park Avenue, 16/F, New York , NY 10172
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<strong>主贴：《我做错了什么？》</strong>
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“我下面要说的都是心里话。本人25岁，非常漂亮，谈吐文雅，有品位，想嫁给年薪50万美元的人。你也许会说我贪心，但在纽约年薪100万才算是中产，本人的要求其实不高。
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这个版上有没有年薪超过50万的人？你们都结婚了吗？我想请教各位一个问题—怎样才能嫁给你们这样的有钱人？我约会过的人中，最有钱的年薪25万，这似乎是我的上限。要住进纽约中心公园以西的高尚住宅区，年薪25万远远不够。我是来诚心诚意请教的。有几个具体的问题：
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一、有钱的单身汉一般都在哪里消磨时光？（请列出酒吧、饭店、健身房的名字和详细地址。）<br />二、我应该把目标定在哪个年龄段？<br />三、为什么有些富豪的妻子看起来相貌平平？我见过有些女孩，长相如同白开水，毫无吸引人的地方，但她们却能嫁入豪门。而单身酒吧里那些迷死人的美女却运气不佳。<br />四、你们怎么决定谁能做妻子，谁只能做女朋友？(我现在的目标是结婚。)
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—波尔斯女士
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<strong></strong> <strong>___________________</strong>
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<strong>回帖：</strong>
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“亲爱的波尔斯：我怀着极大的兴趣看完了贵帖，相信不少女士也有跟你类似的疑问。让我以一个投资专家的身份，对你的处境做一分析。我年薪超过50万，符合你的择偶标准，所以请相信我并不是在浪费大家的时间。
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从生意人的角度来看，跟你结婚是个糟糕的经营决策，道理再明白不过，请听我解释。抛开细枝末节，你所说的其实是一笔简单的“财”“貌”交易：甲方提供迷人的外表，乙方出钱，公平交易，童叟无欺。但是，这里有个致命的问题，你的美貌会消逝，但我的钱却不会无缘无故减少。事实上，我的收入很可能会逐年递增，但你不可能一年比一年漂亮。
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因此，从经济学的角度讲，我是增值资产，你是贬值资产，不但贬值，而且是加速贬值！你现
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